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Automobile Insurance

When you purchase a car, it is required by law that drivers carry liability insurance.

Liability pays for damage to any car you hit or property that you damage (subject to your policy limits), however, additional coverage can be purchased to protect you and your vehicle from these common perils:

  • Damage to your vehicle due to Collision with another vehicle

  • Damage to your vehicle due to Collision with an object

  • Other Than Collision / Comprehensive

  • Theft of your vehicle

  • Uninsured / Underinsured Motorist Protection

  • Personal Injury Protection

  • Towing / Rental / Roadside Assistance

  • Windshield Cracks or Chips (varies depending on policy)

  • Additional options available

Because we offer several policies through various companies, coverage varies. Please contact our agency for more information or refer to your policy for specific coverage perils and restrictions.



John R. Ray & Sons, Inc. provides Commercial, Personal and Professional Insurance to All of Texas

9525 Katy Freeway, Suite 315, Houston, Texas 77024
P.O. Box 421329, Houston, Texas 77242-1329
telephone: (713) 528-5503
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The information on this website is to be used for reference only and in no way amends or alters any terms or conditions of your policies. For exact details, please refer directly to your policies.

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