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Commercial General Liability (CGL)


General Liability insurance is the most commonly acquired commercial coverage. Subject to each policy’s exclusions and restrictions, loss exposures fall under these general categories:

  • Premises and operations liability

  • Products and completed operations liability


The Commercial General Liability Form typically provides the following coverages:

  • Bodily Injury and Property Damage Liability

  • Personal and Advertising Injury Liability

  • Medical Payments

Because we offer different types of policies coverage varies. Please contact our agency for more information or refer to your policy jacket for specific coverage perils and restrictions.



John R. Ray & Sons, Inc. provides Commercial, Personal and Professional Insurance to All of Texas

9525 Katy Freeway, Suite 315, Houston, Texas 77024
P.O. Box 421329, Houston, Texas 77242-1329
telephone: (713) 528-5503
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The information on this website is to be used for reference only and in no way amends or alters any terms or conditions of your policies. For exact details, please refer directly to your policies.

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