Personal Liability insurance is also called Excess Liability or Personal Umbrella.
Homeowners, Automobile, Watercraft and other personal insurance policies include
primary liability insurance.
Additional policies called Personal Umbrella or Excess Liability extend that coverage over and above those primary limits
This type of policy requires you to carry maximum limits on the underlying policies.
Umbrella/Personal Liability coverage limits start at $1,000,000 and can go up to $20,000,000 or higher.
Because we offer different types of policies through various companies, coverage varies.